March 2018

A Beginners Guide To Refinancing Your Mortgage

March 30, 2018 | Blog

What You Should Know Before Refinancing Getting a new mortgage to replace the original is called refinancing. Refinancing is done to allow a borrower to obtain a better interest term and rate. The first loan is paid off, allowing the second loan to be created, instead of simply making a new mortgage and throwing out […]

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Awesome advice for home- buyers on mortgage rates

March 28, 2018 | Blog

Mortgage rates are on the rise and home prices are steadily climbing. Can you still hope find your dream home and afford it, too? The question is top of mind for service members changing station, or transitioning out of the military. First-time homebuyers are in the same boat. “Rates have been low for quite some […]

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15 Fun Facts You Might Not Know About St. Patrick’s Day

March 15, 2018 | Blog

1. We Should Really Wear Blue Saint Patrick himself would have to deal with pinching on his feast day. His color was “Saint Patrick’s blue,” a light shade. The color green only became associated with the big day after it was linked to the Irish independence movement in the late 18th century. 2. Saint Patrick […]

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If you are thinking of buying a home in the next 6 months this is a MUST READ!

| Blog, Uncategorized

If you are planning on buying a home in the next few months, I bet you are already spending plenty of time checking out online listings. Listen up: That’s not where all your attention should be. Right now, the most important planning step you can make is to check your FICO credit score and make […]

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Four big first-time home buyer mistakes

| Blog

Buying a first home is an exciting time. But it is all too easy to get caught up in the excitement and end up overpaying or buying a home that just isn’t right. If you’re a first-time home buyer, here are some common traps to watch out for. Rent or Own? Many people assume that […]

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Should you help your adult child with a down payment for a house?

March 13, 2018 | Blog

More than one-third of Millennials looking to purchase their first home say they plan to rely on a loan or a gift from a relative to cover a key portion of their down payment, according to a recent survey. And even if your own kids haven’t yet asked for a hand, many of them might […]

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Self Employed? Here Are Some Tips to Obtaining a Mortgage

| Blog

It’s not as easy as it once was for the self-employed to obtain mortgage financing. A few years ago, you could tell your banker how much you made, look them in the eye and then promise you would make your payments. As long as you had a great credit rating, that was good enough then, but […]

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Top 6 Ways Buyers Mess Up When Trying to Obtain A Mortgage

March 9, 2018 | Blog

Getting a mortgage is, by general consensus, the most treacherous part of buying a home. In a recent survey, 42% of home buyers said they found the mortgage experience “stressful,” and 32% found it “complicated.” Even lenders agree that it’s often a struggle. “A lot can go wrong,” says Staci Titsworth, regional manager at PNC Mortgage in Pittsburgh. If you’re out […]

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Mortgage down payment: What it is, who it goes to and where it comes from

March 6, 2018 | Blog

What is a down payment on a home? The down payment is money you give to the home’s seller. The rest of the payment to the seller comes from your mortgage. Down payments are expressed as percentages. A down payment of at least 20 percent lets you avoid mortgage insurance. To explain how bankers and […]

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