15 Fun Facts You Might Not Know About St. Patrick’s Day

March 15, 2018 | Blog

1. We Should Really Wear Blue Saint Patrick himself would have to deal with pinching on his feast day. His color was “Saint Patrick’s blue,” a light shade. The color green only became associated with the big day after it was linked to the Irish independence movement in the late 18th century. 2. Saint Patrick […]

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If you are thinking of buying a home in the next 6 months this is a MUST READ!

| Blog, Uncategorized

If you are planning on buying a home in the next few months, I bet you are already spending plenty of time checking out online listings. Listen up: That’s not where all your attention should be. Right now, the most important planning step you can make is to check your FICO credit score and make […]

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Four big first-time home buyer mistakes

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Buying a first home is an exciting time. But it is all too easy to get caught up in the excitement and end up overpaying or buying a home that just isn’t right. If you’re a first-time home buyer, here are some common traps to watch out for. Rent or Own? Many people assume that […]

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Should you help your adult child with a down payment for a house?

March 13, 2018 | Blog

More than one-third of Millennials looking to purchase their first home say they plan to rely on a loan or a gift from a relative to cover a key portion of their down payment, according to a recent survey. And even if your own kids haven’t yet asked for a hand, many of them might […]

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Self Employed? Here Are Some Tips to Obtaining a Mortgage

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It’s not as easy as it once was for the self-employed to obtain mortgage financing. A few years ago, you could tell your banker how much you made, look them in the eye and then promise you would make your payments. As long as you had a great credit rating, that was good enough then, but […]

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Top 6 Ways Buyers Mess Up When Trying to Obtain A Mortgage

March 9, 2018 | Blog

Getting a mortgage is, by general consensus, the most treacherous part of buying a home. In a recent survey, 42% of home buyers said they found the mortgage experience “stressful,” and 32% found it “complicated.” Even lenders agree that it’s often a struggle. “A lot can go wrong,” says Staci Titsworth, regional manager at PNC Mortgage in Pittsburgh. If you’re out […]

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Mortgage down payment: What it is, who it goes to and where it comes from

March 6, 2018 | Blog

What is a down payment on a home? The down payment is money you give to the home’s seller. The rest of the payment to the seller comes from your mortgage. Down payments are expressed as percentages. A down payment of at least 20 percent lets you avoid mortgage insurance. To explain how bankers and […]

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Last Day to File Homestead Exemption is March 1st – Quick Access Links to File

February 16, 2018 | Blog

The March 1st deadline to apply for a Florida homestead exemption is rapidly approaching.  If you moved to a new home within the last year, this is a deadline you do not want to miss.  This article will explain the benefits of the Florida homestead exemption, the requirements for an exemption, how to apply for an […]

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Simplifying the Home Closing Process

February 13, 2018 | Blog

The home closing process is the final hurdle in the race of buying a house and becoming an official homeowner. You are probably anxious to complete the process, and the last thing you want are last-minute surprises. Here are several ways you can ensure the closing goes smoothly. Understand the Closing Process Before you enter […]

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Tips on How to Reduce Closing Costs on Your Mortgage

February 6, 2018 | Blog

When you take out a mortgage, whether it’s for a purchase or a refinance, you must pay “closing costs,” which can vary considerably from transaction to transaction. There are fees that must be paid to the bank/lender, along with optional ones, such as mortgage discount points, and fees that must be paid to third parties, such […]

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