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Most home-equity loan borrowers don’t understand how Trump’s tax code affects them

February 6, 2018 | Blog

Homeowners with home equity loans may be reaping the benefits of deducting interest paid in 2017, but they shouldn’t get used to it. They could be in for a shock come tax season next year The Republican tax reform law killed the interest deduction on home equity debt. Previously, borrowers could deduct the interest paid on up […]

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The 10 Worst Things You Can Say to Your Mortgage Lender

January 31, 2018 | Blog

Getting a mortgage loan is an involved process that requires a full examination of your financial background. You’ll likely have to answer countless questions and complete a mountain of documentation — and you’ll probably have your own questions to ask and comments to make. Be careful about what you say to a mortgage lender, however, […]

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Top 13 Questions to Ask Your Mortgage Lender

January 30, 2018 | Blog

Buying a house is exciting — and stressful. Getting a mortgage can be one of the most stressful aspects, so it helps to be prepared. Here are 13 questions to ask a mortgage lender, which will help you understand the homebuying process. To ensure you get all the info you need as you’re making decisions and plans […]

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What’s the Difference Between APR & Interest Rate in Mortgage Terms?

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APR versus interest rate: What’s the difference? If you’re applying for a mortgage, these are two financial terms you need to understand. APR stands for “annual percentage rate,” or the amount of interest on your total loan that you’ll pay annually over the life of the loan. It’s slightly different from the interest rate, which is the cost you’ll […]

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The Ultimate Gasparilla Guide 2018 – Part 2

January 26, 2018 | Blog

Gasparilla Safety, Parking & Street Closures Yo Ho, me hearties! Ready for the Gasparilla parade this weekend? Read part one of our Gasparilla Guide to get the details! In this part, we will tell you everything you need to know about street parking, road closures and staying safe on Gasparilla. Nearly half a million people are expected […]

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The Ultimate Gasparilla Guide 2018 – Part 2

January 25, 2018 | Blog

Gasparilla Safety, Parking & Street Closures Yo Ho, me hearties! Ready for the Gasparilla parade this weekend? Read part one of our Gasparilla Guide to get the details! In this part, we will tell you everything you need to know about street parking, road closures and staying safe on Gasparilla. Nearly half a million people are expected […]

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The Ultimate Gasparilla Guide for 2018

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Gasparilla 2018 Information The Gasparilla Pirate Fest is underway in Tampa Bay! Saturday, January 27 will be the invasion and the day parade. We want to give you all the facts about the parade, so you can plan ahead and have a fun, safe day. Times: The “Invasion” of Jose Gasparilla:  The Jose Gasparilla Pirate […]

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10 Tips to Get the Best Mortgage in 2018

January 19, 2018 | Blog

We can make two predictions with confidence about 2018: Home sales will accelerate, and and your taxes will probably be affected in some way. As for mortgage rates, who knows? They were low throughout 2017, and even after the Fed raised rates twice, they remain low by historical standards. Whether you are buying a home […]

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What’s a 30-year Fixed-Rate Mortgage, & How Does it Work?

January 15, 2018 | Blog

The 30-year fixed-rate mortgage loan is one of the most popular financing tools for home buyers today, accounting for more than 80% of home purchases. It is the “workhorse” of the lending industry, and it has been for a long time. But what is a 30-year fixed-rate mortgage, exactly? How do these loans work? What […]

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Top 4 Reasons to Buy a Home During the Holidays

December 12, 2017 | Blog

‘Tis the season — not just for exchanging gifts and holding festive get-togethers, but also for scoring a great deal on a new home. In the market for a new home? Here are four reasons to add real estate shopping to your December to-do list. Bargain prices Did you know that, historically, home prices are […]

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