The Ultimate Gasparilla Guide 2018 – Part 2

January 25, 2018 | Blog

Gasparilla Safety, Parking & Street Closures Yo Ho, me hearties! Ready for the Gasparilla parade this weekend? Read part one of our Gasparilla Guide to get the details! In this part, we will tell you everything you need to know about street parking, road closures and staying safe on Gasparilla. Nearly half a million people are expected […]

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The Ultimate Gasparilla Guide for 2018

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Gasparilla 2018 Information The Gasparilla Pirate Fest is underway in Tampa Bay! Saturday, January 27 will be the invasion and the day parade. We want to give you all the facts about the parade, so you can plan ahead and have a fun, safe day. Times: The “Invasion” of Jose Gasparilla:  The Jose Gasparilla Pirate […]

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10 Tips to Get the Best Mortgage in 2018

January 19, 2018 | Blog

We can make two predictions with confidence about 2018: Home sales will accelerate, and and your taxes will probably be affected in some way. As for mortgage rates, who knows? They were low throughout 2017, and even after the Fed raised rates twice, they remain low by historical standards. Whether you are buying a home […]

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What’s a 30-year Fixed-Rate Mortgage, & How Does it Work?

January 15, 2018 | Blog

The 30-year fixed-rate mortgage loan is one of the most popular financing tools for home buyers today, accounting for more than 80% of home purchases. It is the “workhorse” of the lending industry, and it has been for a long time. But what is a 30-year fixed-rate mortgage, exactly? How do these loans work? What […]

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Top 4 Reasons to Buy a Home During the Holidays

December 12, 2017 | Blog

‘Tis the season — not just for exchanging gifts and holding festive get-togethers, but also for scoring a great deal on a new home. In the market for a new home? Here are four reasons to add real estate shopping to your December to-do list. Bargain prices Did you know that, historically, home prices are […]

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Conventional Mortgage Guidelines & Conventional Loan Requirements

November 27, 2017 | Blog

What is a Conventional Loan? By definition, a conventional loan is any mortgage that’s not guaranteed or insured by the federal government. Conventional loans can be either “conforming” or “non-conforming”, although conventional loan requirements generally refer to the set of mortgage guidelines that ‘conform’ to the government sponsored enterprises (GSE’s) like Fannie Mae or Freddie Mac. Hence, when you hear someone […]

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How to Get a Pre Approval to Buy a Home

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What is a Mortgage Pre-Approval? When you are pre-approved for a mortgage, it means a lender has determined how much you can borrow, the loan programs that you may qualify for, as well as the interest rate you qualify for. This assessment is based on things like credit score, income, debts, and employment history. You’ll generally get […]

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Happy Thanksgiving From Our Family To Yours!

November 24, 2017 | Blog

American Mortgage Services held our annual Thanksgiving Potluck at our Office in downtown Tampa. We Gobbled till we Wobbled on all sorts of homemade food & sweets! Always great getting our team together. Cheers to a great 2017 so far and to closing out the year helping countless families obtain their new homes! We are […]

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Top 10 Best Kept Secrets of Buying a Home

November 17, 2017 | Blog

Get the most out of your money with these handy home-buying tips from HGTV‘s Buying & Selling. Buying Secret #10: Keep Your Money Where It Is It’s not wise to make any huge purchases or move your money around three to six months before buying a new home. You don’t want to take any big […]

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Is A Zero Down Payment Mortgage Right For You?

November 14, 2017 | Blog

What is a Zero Down Payment Mortgage? A zero down payment mortgage is exactly what it sounds like: a mortgage that requires no money down at closing. Buying a home and putting no money down to do it sounds appealing to many, but in reality it’s hard to get a zero down payment mortgage in […]

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