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American Mortgage Services

We don’t just get you pre-approved, WE GET IT CLOSED.

Why Choose American Mortgage

Why Choose Us?

At American Mortgage Services Inc, we offer more loan programs with fewer restrictions than banks and credit unions.

As a Wholesale Loan Origination Business (Mortgage Broker) we are able to secure lower interest rates and frequently at lower costs and lower fees for our clients.  This is simply due to the fact that we have more options to select from.  With a large book of lenders for us to choose from, we at American Mortgage Services, shop to find the loan that is right for your personal and often unique scenario to get the loan that is best suited to meet the needs of you and your family.  Also, as a wholesale mortgage company we rarely charge origination, processing or other unnecessary fees that the most other companies charge on conventional and government loan programs.  This means less cash to the closing table for our clients!

American Mortgage Services has over 40 years of combined experience in the Wholesale lending industry and understand what is needed and expected to earn your business and continued   loyalty for future business. So, whether you are a first-time buyer, buying a new residence (primary, 2nd home or investment)  or a seasoned real estate professional,  our experienced loan officers will provide quality and friendly service coupled with timely closings to make your experience with American Mortgage Services one that will make you a customer for life!!

Another advantage that we have as a Wholesale Mortgage company is that we have many programs that your typical lenders do not offer including renovation loans, specialty programs for self-employed borrowers (who do not qualify for standard Conventional and Government loans), low credit score borrowers and investors.

Speak to one of our experienced Mortgage Loan Originators TODAY to find out which program or lender will best suit your personal needs!

View some of our loan programs:

FHA Loans

Mortgage loans that are easier to qualify

Click Here To See More

VA Loans

Home loans for active duty or veterans

Click Here To See More

Conventional

Most Popular Home Loan 3% down minimum

Click Here To See More

USDA Loans

Typically for buyers in rural areas

Click Here To See More

Reverse Mortgages

Take advantage of your equity

Click Here To See More

Jumbo Loans

Non-conforming loans for luxury homes

Click Here To See More

Making Your Dream Home Come True

  • Options For All

  • Fantastic Rates

  • Approved Quickly

  • Close in 30 Days

Our experienced loan officers will guide you in selecting the right program for your needs.

At American Mortgage, we don’t just get you approved, WE GET IT CLOSED!

American Mortgage Services

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20 years of working experience

Here at American Mortgage we have many services to offer. We can provide you with the help you need to find the correct loan option and advice you need.

It doesn’t matter if you are a new home buyer or an experienced one. Our loan officers will provide quality and friendly service to help you.

American Mortgage is an independent mortgage broker, offering more loan programs with fewer restrictions than banks and credit unions.

We never charge lender fees on FHA, VA, USDA, and Conventional loans. We specialize in renovation loans such as the FHA 203K and the Fannie Mae Homestyle.

Contact Us Today!

American Mortgage Services, Inc.
American Mortgage Services, Inc.
4.6
Based on 51 reviews
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Wendy Ann HathawayWendy Ann Hathaway
16:36 31 Jan 23
Cody and Joanne at American Mortgage Services, are fantastic! The whole team that I worked with were so helpful. With the rising interest rates, I thought I would never be able to find a decent mortgage product! Cody listened to me and answered all of my questions and provided information I didn't even know I needed! Joanne made it so easy! It's such a stressful time and I never had to worry about this process. I received updates several times a week via phone calls, text messages, and email. I never had to wonder what was going on. I highly recommend American Mortgage Services, Inc.!
Pablo BonillaPablo Bonilla
13:37 20 Sep 22
The team at American Mortgage Services did a great job in working on the finding the right lender and interest rate available. They worked non-stop in making sure it all worked out in my favor. The team was always available for questions and willing to help in the process of securing the finances. Thank you Lindsey, Theresa & Michael for truly expectational service.
Alexis RodríguezAlexis Rodríguez
04:00 27 Aug 22
Thank you Clay and Joanne for this great experience processing my new house mortgage loan. What a great Team!! Every communication was very professional, friendly and I can tell that I always felt that you both were looking forward to finding the best numbers for me. I even didn’t need to ask for updates in the process, THE STATUS UPDATES WERE ALWAYS PART OF THE PROCESS!! Thank you, Thank you, Thank you!!! Will always be grateful with you both for my awesome new house and great experience with American Mortgage. I would rate with a 10.
Lindsey and Taylor RandallLindsey and Taylor Randall
14:24 16 Aug 22
I have gone through Clay at American Mortgage Services for my last 2 home purchases and will continue to do so. We loved being able to talk to Clay after hours or on the weekends if needed. Sheri did a fabulous job getting us the best rate to keep our payments low. We recommend AMS to everyone we know. Thanks for making us feel right at home and at ease.
Taylor RTaylor R
00:42 16 Aug 22
American Mortgage Services was the perfect piece to our puzzle. Clay helped us secure a great rate and with the help of his amazing team all of our paperwork was ahead of schedule for our closing. If you’re interested in a new home, contact AMS before you go shopping to get prequalified. Very professional and made us feel like family. We’ve already recommended AMS to our friends and will be contacting them for our next home!
Saad H. SaadSaad H. Saad
14:35 10 Aug 22
By far one of the greatest Teams I have ever worked with. They go the extra mile to make sure you are well taken care of. You are not a number to them, you are family. They take the time to explain everything in detail. The support you get from everyone on this Team is genuine. Clay, Lindsey, Alexis, and the list goes on, all take the time to make sure you are well taken care of. If there was an option for 10 stars they would have received that from me. Keep up the great work American Mortgage Services.
Tyler HaldaneTyler Haldane
23:11 22 Jun 22
Highly recommend American Mortgage Services!! Clay and his team are the best. Extremely prompt response time and by far the best rate we were offered.
John SchmidtJohn Schmidt
21:05 20 Jun 22
What an amazing experience I had with the loan process! I just closed on a beach condo and they made it happen in only 20 business days! If you know anything about loans and investment properties, especially condos, you know it can be a long and tough process, but they got it done! Will definitely use them for my next investment property and any future real estate purchases.
Nicole ReedNicole Reed
02:09 14 Jun 22
Lindsey was absolutely phenomenal! She & the AMS team definitely know how to get a deal closed & closed quickly! Very happy with our experience with AMS. Highly recommend!
Paul BilyeuPaul Bilyeu
14:41 13 Jun 22
The whole team at American Mortgage Services in Tampa was fantastic. They were always available to answer questions and always willing to hand-hold during the anxious times. A great experience all-around.
alice monteleonealice monteleone
12:19 09 Jun 22
JB and his whole team were so great!! Everything from the beginning to the end went smoothly!! The whole team was always on top of all conversations and any issues that came up were fixed immediately! We actually closed 4 days sooner then expected! I would 10000 percent recommend!!
Shawn RigneyShawn Rigney
21:37 08 Feb 22
I'm a realtor and I work with Shaun Mathena regularly. He is hands down one of the most attentive and involved mortgage professionals to date.Overhwlming amount of success with his programs and his communication is well above his competitors in the field.Thanks for being an amazing partner and even more importantly, thanks for ensuring the client is taken care of in all aspects of service.Shawn Rigney
Wendy Ann HathawayWendy Ann Hathaway
16:36 31 Jan 23
Cody and Joanne at American Mortgage Services, are fantastic! The whole team that I worked with were so helpful. With the rising interest rates, I thought I would never be able to find a decent mortgage product! Cody listened to me and answered all of my questions and provided information I didn't even know I needed! Joanne made it so easy! It's such a stressful time and I never had to worry about this process. I received updates several times a week via phone calls, text messages, and email. I never had to wonder what was going on. I highly recommend American Mortgage Services, Inc.!
Pablo BonillaPablo Bonilla
13:37 20 Sep 22
The team at American Mortgage Services did a great job in working on the finding the right lender and interest rate available. They worked non-stop in making sure it all worked out in my favor. The team was always available for questions and willing to help in the process of securing the finances. Thank you Lindsey, Theresa & Michael for truly expectational service.
Alexis RodríguezAlexis Rodríguez
04:00 27 Aug 22
Thank you Clay and Joanne for this great experience processing my new house mortgage loan. What a great Team!! Every communication was very professional, friendly and I can tell that I always felt that you both were looking forward to finding the best numbers for me. I even didn’t need to ask for updates in the process, THE STATUS UPDATES WERE ALWAYS PART OF THE PROCESS!! Thank you, Thank you, Thank you!!! Will always be grateful with you both for my awesome new house and great experience with American Mortgage. I would rate with a 10.
Lindsey and Taylor RandallLindsey and Taylor Randall
14:24 16 Aug 22
I have gone through Clay at American Mortgage Services for my last 2 home purchases and will continue to do so. We loved being able to talk to Clay after hours or on the weekends if needed. Sheri did a fabulous job getting us the best rate to keep our payments low. We recommend AMS to everyone we know. Thanks for making us feel right at home and at ease.
Taylor RTaylor R
00:42 16 Aug 22
American Mortgage Services was the perfect piece to our puzzle. Clay helped us secure a great rate and with the help of his amazing team all of our paperwork was ahead of schedule for our closing. If you’re interested in a new home, contact AMS before you go shopping to get prequalified. Very professional and made us feel like family. We’ve already recommended AMS to our friends and will be contacting them for our next home!
Saad H. SaadSaad H. Saad
14:35 10 Aug 22
By far one of the greatest Teams I have ever worked with. They go the extra mile to make sure you are well taken care of. You are not a number to them, you are family. They take the time to explain everything in detail. The support you get from everyone on this Team is genuine. Clay, Lindsey, Alexis, and the list goes on, all take the time to make sure you are well taken care of. If there was an option for 10 stars they would have received that from me. Keep up the great work American Mortgage Services.
Tyler HaldaneTyler Haldane
23:11 22 Jun 22
Highly recommend American Mortgage Services!! Clay and his team are the best. Extremely prompt response time and by far the best rate we were offered.
John SchmidtJohn Schmidt
21:05 20 Jun 22
What an amazing experience I had with the loan process! I just closed on a beach condo and they made it happen in only 20 business days! If you know anything about loans and investment properties, especially condos, you know it can be a long and tough process, but they got it done! Will definitely use them for my next investment property and any future real estate purchases.
Nicole ReedNicole Reed
02:09 14 Jun 22
Lindsey was absolutely phenomenal! She & the AMS team definitely know how to get a deal closed & closed quickly! Very happy with our experience with AMS. Highly recommend!
Paul BilyeuPaul Bilyeu
14:41 13 Jun 22
The whole team at American Mortgage Services in Tampa was fantastic. They were always available to answer questions and always willing to hand-hold during the anxious times. A great experience all-around.
alice monteleonealice monteleone
12:19 09 Jun 22
JB and his whole team were so great!! Everything from the beginning to the end went smoothly!! The whole team was always on top of all conversations and any issues that came up were fixed immediately! We actually closed 4 days sooner then expected! I would 10000 percent recommend!!
Shawn RigneyShawn Rigney
21:37 08 Feb 22
I'm a realtor and I work with Shaun Mathena regularly. He is hands down one of the most attentive and involved mortgage professionals to date.Overhwlming amount of success with his programs and his communication is well above his competitors in the field.Thanks for being an amazing partner and even more importantly, thanks for ensuring the client is taken care of in all aspects of service.Shawn Rigney
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