Florida Hometown Heroes: $35K Aid for First Responders and Educators

No Longer Limited By Occupation

Program Details

Effective July 1st,  you can receive up to $35,000 for down payment and closing cost assistance!

  • You must work full-time (35hrs a week+), and be employed by a Florida-based employer.

  • Borrowers can receive up to 5% of the first mortgage loan amount (maximum of $35,000) in down payment and closing cost assistance.

  • Assistance is available in the form of a 0%, nonamortizing, 30-year deferred second mortgage.

  • 640+ credit score required.

  • Primary residence only (Single family/townhouse/condo/ multi-unit).

  • Available for Conventional, FHA, and USDA loan programs.

Hometown Heroes Housing Program – We Get It Closed helps heroes find affordable home financing options

Income Limits

  • Hillsborough County: $130,350
  • Pasco County: $130,350
  • Pinellas County: $130,350
  • Orange: $128,550
  • Osceola: $111,450
  • Seminole: $128,550
Income Loan Limit
Income Loan Limit
Florida house Loan

We Don’t Just Get Your Loan Approved, We Get It Closed!

Questions? We want to hear from you!

Step 1 of 2

Name(Required)

Contact AMS

Clayton Heitler NMLS#372592
1000 N Ashley Dr. #1020
Tampa, FL 33602

Equal Housing Opportunity
American Mortgage Services

The contents within the website are presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

American Mortgage Services, Inc. NMLS# 259805
NMLS Consumer Access
American Mortgage Services, Inc. Licensed in AL, FL, GA, LA, MI, & TN

American Mortgage Services

Contact AMS

Clayton Heitler NMLS #372592
1000 N Ashley Dr. #1020
Tampa, FL 33602

The contents within the website are presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

American Mortgage Services, Inc. NMLS# 259805
NMLS Consumer Access
American Mortgage Services, Inc. Licensed in AL, FL, GA, LA, MI, & TN

© Copyright 2025 American Mortgage Services, Inc • All Rights Reserved • Site by CICOR Marketing