Purchasing a Home


Purchase Loan

Need financing options on a home, or other real estate? We’re here to help at American Mortgage. Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful.

At American Mortgage, we’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way.

Lenders review your total monthly debt (proposed housing payment + regular monthly debt) as a percentage of your total gross monthly income. The acceptable percentage (DTI) will vary depending upon the specific loan program for which you apply.

Questions? Contact Us!

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American Mortgage Services | Purchasing

Why Choose AMS?

At American Mortgage, we offer more loan programs with fewer restrictions than most banks and credit unions.

As a wholesale mortgage broker, we are able to secure lower interest rates for our loans, and we rarely charge lender fees on our conventional, FHA, VA, and USDA programs. We are renovation loan specialists, and we also offer programs for self-employed and low credit score buyers.

American Mortgage is an independent mortgage broker, offering more loan programs with fewer restrictions than banks and credit unions.